.text-muted
 {
    color: #ffffff !important;
}
.dropdown {
    display: flex;
    align-items: center;
}

.dropdown .nav-link {
    padding-right: 3px;
}
.hero a {
    color: #ffd27a;
}

.dropdown-toggle-btn {
    background: transparent;
    border: none;
    padding: 0 8px;
    color: #000;
    cursor: pointer;
}

.dropdown-toggle-btn i {
    font-size: 14px;
}


section {
  
  width: 100%;
  display: grid;
  place-items: center;
}
.row {
  display: flex;
  flex-wrap: wrap;
}
.column {
  width: 100%;
  padding: 0 1em 1em 1em;
  text-align: center;
}
.card {
  width: 100%;
  height: 100%;
  padding: 2em 1.5em;
  background: linear-gradient(#ffffff 50%, #ea001e 50%);
  background-size: 100% 200%;
  background-position: 0 2.5%;
  border-radius: 5px;
  box-shadow: 0 0 35px rgba(0, 0, 0, 0.12);
  cursor: pointer;
  transition: 0.5s;
}
h3 {
  font-size: 20px;
  font-weight: 600;
  color: #1f194c;
  margin: 1em 0;
}
p {
  color: #575a7b;
  font-size: 15px;
  line-height: 1.6;
  letter-spacing: 0.03em;
}
.icon-wrapper {
  background-color: #ea001e;
  position: relative;
  margin: auto;
  font-size: 30px;
  height: 2.5em;
  width: 2.5em;
  color: #ffffff;
  border-radius: 50%;
  display: grid;
  place-items: center;
  transition: 0.5s;
}
.card:hover {
  background-position: 0 100%;
}
.card:hover .icon-wrapper {
  background-color: #ffffff;
  color: #ea001e;
}
.card:hover h3 {
  color: #ffffff;
}
.card:hover p {
  color: #f0f0f0;
}
@media screen and (min-width: 768px) {
  section {
    padding: 0 2em;
  }
  .column {
    flex: 0 50%;
    max-width: 50%;
  }
}
@media screen and (min-width: 992px) {
  section {
    padding: 1em 3em;
  }
  .column {
    flex: 0 0 33.33%;
    max-width: 33.33%;
  }
}
.about-item li
 {
    font-size: 17px;
    letter-spacing: 0px;
    line-height: 40px;
    color: #000;
    font-weight: 600;
}

.form-floating label
 {
    color: #000;
}

.back-to-top {
    position: fixed;
    right: 30px;
    bottom: 30px;
    transition: 0.5s;
    z-index: 99;
}

/*** Button Start ***/
.btn {
    font-weight: 600;
    transition: .5s;
}

.btn-square {
    width: 32px;
    height: 32px;
}

.btn-sm-square {
    width: 34px;
    height: 34px;
}

.btn-md-square {
    width: 44px;
    height: 44px;
}

.btn-lg-square {
    width: 56px;
    height: 56px;
}

.btn-xl-square {
    width: 66px;
    height: 66px;
}

.btn-square,
.btn-sm-square,
.btn-md-square,
.btn-lg-square,
.btn-xl-square {
    padding: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: normal;
}

.btn.btn-primary {
    color: var(--bs-white);
}

.btn.btn-primary:hover {
    background: var(--bs-secondary);
    border: 1px solid var(--bs-secondary);
}

.btn.btn-secondary {
    color: var(--bs-white);
}

.btn.btn-secondary:hover {
    background: var(--bs-primary);
    border: 1px solid var(--bs-primary);
}

.btn.btn-light {
    color: var(--bs-primary);
}

.btn.btn-light:hover {
    color: var(--bs-white);
    background: var(--bs-primary);
    border: 1px solid var(--bs-primary);
}

/*** Icon Animation Start ***/
@keyframes icon-animat {
    0%  {border-radius: 67% 33% 29% 71% / 39% 46% 54% 61%;}

    25% {border-radius: 69% 31% 19% 81% / 43% 37% 63% 57%;}

    50% {border-radius: 67% 33% 16% 84% / 57% 37% 63% 43%;}

    75% {border-radius: 77% 23% 61% 39% / 36% 61% 39% 64%;}

    100% {border-radius: 67% 33% 29% 71% / 39% 46% 54% 61%;}
}
/*** Icon Animation End ***/


/*** Navbar Start ***/
.nav-bar {
    background: var(--bs-white);
}

.sticky-top {
    transition: 1s;
}

.navbar-light .navbar-nav .nav-link {
    position: relative;
    margin-right: 25px;
    padding: 35px 0;
    letter-spacing: 1px;
    color: var(--bs-dark);
    font-size: 17px;
    font-weight: 500;
    outline: none;
    transition: .5s;
}

.sticky-top .navbar-light .navbar-nav .nav-link {
    padding: 20px 0;
    color: var(--bs-dark);
}

.navbar-light .navbar-nav .nav-link:hover,
.navbar-light .navbar-nav .nav-link.active {
    color: var(--bs-primary);
}

.navbar-light .navbar-brand img {
    max-height: 60px;
    transition: .5s;
}

.sticky-top .navbar-light .navbar-brand img {
    max-height: 50px;
}

.navbar .dropdown-toggle::after {
    border: none;
    content: "\f107";
    font-family: "Font Awesome 5 Free";
    font-weight: 600;
    vertical-align: middle;
    margin-left: 8px;
}

.dropdown .dropdown-menu a:hover {
    background: var(--bs-primary);
    color: var(--bs-white);
}

.navbar .nav-item:hover .dropdown-menu {
    transform: rotateX(0deg);
    visibility: visible;
    margin-top: 8px !important;
    background: var(--bs-light);
    transition: .5s;
    opacity: 1;
}



@media (min-width: 992px) {
    .navbar .nav-item .dropdown-menu {
    display: block;
    visibility: hidden;
    top: 100%;
    transform: rotateX(-75deg);
    transform-origin: 0% 0%;
    border: 0;
    border-radius: 10px;
    margin-top: 8px !important;
    transition: .5s;
    opacity: 0;
    }
}

@media (max-width: 991px) {
    .navbar.navbar-expand-lg .navbar-toggler {
        padding: 8px 15px;
        border: 1px solid var(--bs-primary);
        color: var(--bs-primary);
    }

    .sticky-top .navbar-light .navbar-nav .nav-link {
        padding: 12px 0;
    }
}
/*** Navbar End ***/

/*** Carousel Header Start ***/
.carousel .carousel-item img {
    object-fit: cover;
}

.carousel .carousel-item,
.carousel .carousel-item img {
    height: 630px;
}

.carousel-item .carousel-caption {
    position: absolute;
    width: 100%;
    height: 100%;
    left: 0;
    bottom: 0;
   
    display: flex;
    align-items: center;
}

.carousel .carousel-indicators {
    left: 75%;
    top: 50%;
    margin-right: 25%;
    transform: translateY(-50%);
    flex-direction: column;
}

.carousel-indicators [data-bs-target] {
    display: flex;
    width: 15px;
    height: 15px;
    border: 6px solid var(--bs-white);
    border-radius: 15px;
    padding: 0;
    margin-top:10px;
    margin-bottom:10px;
    background-color: var(--bs-secondary);
    opacity: 1;
    transition: 0.5s;
}

.carousel-indicators [data-bs-target].active {
    background-color: var(--bs-primary);
}

@media (max-width: 992px) {
    .carousel-indicators [data-bs-target] {
        display: none;
    }
}
/*** Carousel Header End ***/

/*** Single Page Hero Header Start ***/
.bg-breadcrumb {
    position: relative;
    overflow: hidden;
    background: linear-gradient(rgba(31, 46, 78, 1), rgba(0, 12, 33, 0.8)), url(../img/fact-bg.jpg);
    background-position: center top;
    background-repeat: no-repeat;
    background-size: cover;
    padding: 60px 0 60px 0;
    transition: 0.5s;
}

.bg-breadcrumb .breadcrumb {
    position: relative;
}

.bg-breadcrumb .breadcrumb .breadcrumb-item a {
    color: var(--bs-white);
}
/*** Single Page Hero Header End ***/

/*** About Start ***/
.about .about-item .about-item-inner {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    text-align: center;
    border-radius: 10px;
    background: var(--bs-light);
    transition: 0.5s;
}

.about .about-item .about-item-inner .about-icon {
    width: 90px; 
    height: 90px; 
    border-radius: 67% 33% 29% 71% / 39% 46% 54% 61%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--bs-secondary);
    background: var(--bs-primary);
    animation-name: icon-animat;
    animation-duration: 5s;
    animation-delay: 1s;
    animation-direction: alternate;
    animation-iteration-count: infinite;
    transition: 0.5s;
}

.about .about-img {
    position: relative;
    overflow: hidden;
    width: 100%;
    height: 100%;
    
}

.about .about-img .img-1 {
    height: 85%;
    margin-right: 50px;
}

.about .about-img .img-2 {
    position: absolute;
    width: 100%; 
    bottom: 0; 
    right: 0;
    padding-left: 50px;
    border-radius: 10px;
}

.about .about-img::after {
    content: "";
    position: absolute;
    width: 10px;
    height: 98%;
    top: 0;
    right: 0;
    border-radius: 10px;
    background: var(--bs-primary);
    z-index: -1;
}

.about .about-item .text-item {
    position: relative;
    padding-left: 25px;
}

.about .about-item .text-item::after {
    content: "";
    position: absolute;
    width: 5px;
    height: 100%;
    top: 0;
    left: 0;
    border-radius: 10px;
    background: var(--bs-secondary);
}
/*** About End ***/

/*** Cars Categories Start ***/
.categories .categories-item {
    position: relative;
    border: 1px solid var(--bs-secondary);
    border-radius: 10px;
    transition: 0.5s;
}

.categories .categories-item:hover {
    border: 1px solid var(--bs-primary);
}

.categories .categories-item .categories-item-inner {
    position: relative;
    overflow: hidden;
    border-radius: 10px;
    transition: 0.5s;
}

.categories .categories-item .categories-item-inner:hover {
    box-shadow: 0 0 50px rgba(234, 0, 30, .3);
}

.categories .categories-item-inner .categories-img {
    background: var(--bs-light);
}

.categories .categories-item-inner .categories-content {
    border-top: 4px solid var(--bs-white);
    text-align: center;
    background: var(--bs-light);
}

.categories .categories-item-inner .categories-review {
    display: flex;
    align-items: center;
    justify-content: center;
}

.categories-carousel .owl-stage-outer {
    margin-top: 65px;
    margin-right: -1px;
}

.categories-carousel .owl-nav .owl-prev,
.categories-carousel .owl-nav .owl-next {
    position: absolute;
    top: -65px;
    padding: 10px 35px;
    color: var(--bs-white);
    background: var(--bs-primary);
    border-radius: 50px;
    transition: 0.5s;
}

.categories-carousel .owl-nav .owl-prev {
    left: 0 !important;
}

.categories-carousel .owl-nav .owl-next {
    right: 0;
}

.categories-carousel .owl-nav .owl-prev:hover,
.categories-carousel .owl-nav .owl-next:hover {
    background: var(--bs-secondary);
    color: var(--bs-white);
}
/*** Cars Categories End ***/


/*** Blog Start ***/
.blog .blog-item {
    border-radius: 10px;
    transition: 0.5s;
}

.blog .blog-item:hover {
    box-shadow: 0 0 45px rgba(0, 0, 0, .2);
}

.blog .blog-item .blog-img {
    position: relative;
    overflow: hidden;
    border-top-left-radius: 10px;
    border-top-right-radius: 10px;
}

.blog .blog-item .blog-img::after {
    content: "";
    position: absolute;
    width: 100%;
    height: 0;
    bottom: 0;
    left: 0;
    background: rgba(255, 255, 255, 0.3);
    transition: 0.5s;
}

.blog .blog-item:hover .blog-img::after {
    height: 100%;
}

.blog .blog-item .blog-img img {
    transition: 0.5s;
}

.blog .blog-item:hover .blog-img img {
    transform: scale(1.2);
}  

.blog .blog-item .blog-content {
    position: relative;
    background: var(--bs-light);
}

.blog .blog-item .blog-content .blog-date {
    position: absolute;
    top: 0; 
    left: 25px; 
    transform: translateY(-50%);
    padding: 12px 25px;
    border-radius: 10px;
    color: var(--bs-white);
    background: var(--bs-primary);
}

.blog .blog-item .blog-content .blog-comment {
    display: flex;
    justify-content: space-between;
}
/*** Blog End ***/

/*** Team Start ***/
.team .team-item {
    position: relative;
    text-align: center;
    border-radius: 10px;
    margin-top: 100px;
    background: var(--bs-light);
    transition: 0.5s;
    z-index: 1;
}

.team .team-item::after {
    content: "";
    position: absolute;
    width: 100%;
    height: 0;
    bottom: 0;
    left: 0;
    border-radius: 10px;
    background: var(--bs-secondary);
    z-index: 2;
    transition: 0.5s;
}

.team .team-item:hover::after {
    height: 100%;
}

.team .team-item .team-content {
    position: relative;
    z-index: 5;
}

.team .team-item .team-content h4,
.team .team-item .team-content p {
    transition: 0.5s;
}

.team .team-item:hover .team-content h4 {
    color: var(--bs-white);
}
.team .team-item:hover .team-content p {
    color: var(--bs-white);
}

.team .team-item .team-img {
    position: relative;
    overflow: hidden;
    top: -100px;
    margin-bottom: -100px;
    border-radius: 10px;
    z-index: 3;
}

.team .team-item .team-img img {
    transition: 0.5s;
}

.team .team-item:hover .team-img img {
    transform: scale(1.1);
}

.team .team-item .team-img::after {
    content: "";
    position: absolute;
    width: 100%;
    height: 0;
    top: 0;
    left: 0;
    border-radius: 10px;
    background: rgba(255, 255, 255, .3);
    z-index: 4;
    transition: 0.5s;
}

.team .team-item:hover .team-img::after {
    height: 100%;
}
/*** Team End ***/

/*** Contact Start ***/
.contact .contact-add-item {
    border-radius: 10px;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    text-align: center;
    background: var(--bs-light);
}

.contact .contact-add-item .contact-icon {
    width: 90px; 
    height: 90px; 
    border-radius: 67% 33% 29% 71% / 39% 46% 54% 61%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--bs-secondary);
    background: var(--bs-primary);
    animation-name: icon-animat;
    animation-duration: 5s;
    animation-delay: 1s;
    animation-direction: alternate;
    animation-iteration-count: infinite;
    transition: 0.5s;
}

/*** Contact End ***/


/*** Footer Start ***/
.footer {
    background: var(--bs-dark);
}

.footer .footer-item a {
    line-height: 35px;
    color: #fff;
    transition: 0.5s;
}

.footer .footer-item p {
    line-height: 35px;
    color: #fff;
}

.footer .footer-item a:hover {
    letter-spacing: 1px;
    color: var(--bs-primary);
}

.footer .footer-item .footer-btn a,
.footer .footer-item .footer-btn a i {
    transition: 0.5s;
}

.footer .footer-item .footer-btn a:hover {
    background: var(--bs-white);
}

.footer .footer-item .footer-btn a:hover i {
    color: var(--bs-primary) !important;
}
/*** Footer End ***/

/*** copyright Start ***/
.copyright {
    border-top: 1px solid rgba(255, 255, 255, 0.08);
    background: var(--bs-dark);
}
/*** copyright end ***/


.faq-section {
  font-family: "Segoe UI", sans-serif;
}

.faq-title {
  text-align: center;
  font-size: 2rem;
  margin-bottom: 20px;
}

.faq-item {
  border-bottom: 1px solid #ddd;
  padding: 10px 0;
}

.faq-question {
  width: 100%;
  background: none;
  border: none;
  outline: none;
  text-align: left;
  font-size: 1.1rem;
  font-weight: 600;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 10px 0;
}

.faq-question .icon {
  transition: transform 0.3s ease;
  font-weight: bold;
  font-size: 1.2rem;
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease, padding 0.3s ease;
  padding: 0 0;
}

.faq-answer p {
  margin: 10px 0;
}

.faq-item.active .faq-answer {
  max-height: 200px; /* enough for content */
  padding: 10px 0;
}

.faq-item.active .faq-question .icon {
  transform: rotate(180deg);
  content: "–";
}
*{box-sizing:border-box;margin:0;padding:0}
:root{
  --navy:#0b2d4d;
  --blue:#1267a8;
  --light:#f4f8fc;
  --line:#dbe7f1;
  --text:#25384a;
  --muted:#5d7183;
  --white:#fff;
  --accent:#f5a623;
}
.ibps-section{
  
  margin:40px auto;
  padding:0 20px 50px;
}

.hero h1
 {
    color: #fff;
    font-weight: 700;
}
.hero{
  position:relative;
  overflow:hidden;
 background: #ea001e;
  color:#fff;
  border-radius:24px;
  padding:48px 52px;
  box-shadow:0 18px 45px rgba(11,45,77,.16);
  margin-bottom:28px;
}
.hero:before,.hero:after{
  content:"";
  position:absolute;
  border-radius:50%;
  background:rgba(255,255,255,.07);
}
.hero:before{width:260px;height:260px;right:-70px;top:-100px}
.hero:after{width:180px;height:180px;left:-70px;bottom:-110px}
.badge{
  display:inline-flex;
  align-items:center;
  gap:8px;
  background:rgba(255,255,255,.12);
  border:1px solid rgba(255,255,255,.2);
  padding:7px 15px;
  border-radius:50px;
  font-size:13px;
  font-weight:700;
  letter-spacing:.3px;
  margin-bottom:15px;
}
.hero h1{
  font-size:clamp(28px,4vw,43px);
  line-height:1.15;
  margin-bottom:14px;
}
.hero h1 span{color:#ffd27a}
.hero p{max-width:920px;color:#eaf4fb;font-size:16px}
.grid{
  display:grid;
  grid-template-columns:1.15fr .85fr;
  gap:24px;
  margin-bottom:24px;
}
.card{
  
  border:1px solid var(--line);
  border-radius:20px;
  padding:30px;
  box-shadow:0 10px 30px rgba(15,53,82,.06);
}
.card h2{
  color:var(--navy);
  font-size:25px;
  line-height:1.25;
  margin-bottom:18px;
  display:flex;
  align-items:center;
  gap:12px;
}
.card h2:after{
  content:"";
  height:3px;
  flex:1;
  background:linear-gradient(90deg,#dce8f1,transparent);
  margin-left:5px;
}
.card p{font-size:16px;color:var(--text)}
.highlight{
  background:linear-gradient(180deg,#f8fbfe,#eef6fc);
  border-left:5px solid var(--blue);
  padding:20px 22px;
  border-radius:12px;
  margin-top:20px;
}
.highlight strong{color:var(--blue)}
.exam-card{padding:30px}
.exam-intro{
  display:flex;
  justify-content:space-between;
  align-items:end;
  gap:20px;
  margin-bottom:22px;
}
.exam-intro h2{margin:0}
.exam-intro p{color:var(--muted);font-size:14px}
.exam-grid{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:16px;
}
.exam-item{
  position:relative;
  
  border:1px solid var(--line);
  border-radius:16px;
  padding:22px 18px 20px;
  transition:.25s ease;
}
.exam-item:hover{
  transform:translateY(-4px);
  box-shadow:0 12px 25px rgba(18,103,168,.12);
  border-color:#bcd7eb;
}
.exam-icon{
  width:44px;height:44px;
  display:grid;place-items:center;
  border-radius:12px;
  background:#e9f3fb;
  color:var(--blue);
  font-size:20px;
  margin-bottom:14px;
}
.exam-item h3{font-size:18px;color:var(--navy);margin-bottom:8px}
.exam-item p{font-size:14px;line-height:1.6;color:var(--muted)}
.exam-item b{color:var(--text)}
.cta{
  margin-top:24px;
  border-radius:20px;
  padding:28px 32px;
  background:linear-gradient(90deg,#f6a623,#f8bd54);
  display:flex;
  justify-content:space-between;
  align-items:center;
  gap:20px;
  color:#182a3a;
}
.cta h2{font-size:24px;margin-bottom:4px}
.cta p{font-size:14px}
.cta a{
  text-decoration:none;
  white-space:nowrap;
  background:var(--navy);
  color:#fff;
  padding:12px 22px;
  border-radius:10px;
  font-weight:700;
  box-shadow:0 6px 15px rgba(0,0,0,.14);
}
@media(max-width:900px){
  .grid{grid-template-columns:1fr}
  .exam-grid{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:600px){
  .ibps-section{margin:20px auto;padding:0 12px 30px}
  .hero{padding:32px 24px;border-radius:18px}
  .card,.exam-card{padding:22px}
  .exam-grid{grid-template-columns:1fr}
  .exam-intro{display:block}
  .exam-intro p{margin-top:6px}
  .cta{display:block;padding:24px}
  .cta a{display:inline-block;margin-top:16px}
}


.ibps-wrap{
  
  margin:40px auto;
  padding:0 20px 45px;
}
.section-card{
  background:var(--white);
  border:1px solid #e0e9f1;
  border-radius:22px;
  padding:32px;
  box-shadow:0 12px 35px rgba(10,47,85,.07);
}
.heading{
  display:flex;
  align-items:center;
  gap:14px;
  margin-bottom:24px;
}
.heading-icon{
  width:48px;
  height:48px;
  flex:0 0 48px;
  display:grid;
  place-items:center;
  border-radius:14px;
  color:#fff;
  background:linear-gradient(135deg,var(--blue),var(--navy));
  font-size:21px;
  box-shadow:0 7px 16px rgba(23,104,176,.2);
}
.heading h2{
  color:var(--navy);
  font-size:27px;
  line-height:1.2;
}
.heading h2 span{color:var(--blue)}
.table-wrap{
  overflow:hidden;
  border:1px solid var(--line);
  border-radius:15px;
}
.process-table{
  width:100%;
  border-collapse:collapse;
  font-size:15.5px;
}
.process-table thead{
  background:linear-gradient(90deg,#1764ad,#286fc0);
  color:#fff;
}
.process-table th{
  padding:16px 18px;
  text-align:left;
  font-size:15px;
  letter-spacing:.2px;
}
.process-table td{
  padding:16px 18px;
  border-top:1px solid var(--line);
}
.process-table tbody tr:nth-child(odd){background:#f6f9fc}
.process-table tbody tr:nth-child(even){background:#fff}
.process-table tbody tr:hover{background:#edf5fc}
.stage{
  font-weight:800;
  color:var(--navy);
}
.stage-pill{
  display:inline-block;
  padding:5px 11px;
  border-radius:30px;
  background:#e8f2fb;
  color:var(--blue);
  font-size:13px;
  font-weight:800;
}
.note{
  margin:17px 0 24px;
  color:var(--muted);
  font-size:14px;
  font-style:italic;
  display:flex;
  gap:8px;
  align-items:flex-start;
}
.note-icon{font-style:normal}
.why{
  position:relative;
  overflow:hidden;
  background:linear-gradient(135deg,#fff8e8,#fff3d4);
  border:1px solid #f3dfad;
  border-radius:18px;
  padding:27px 29px;
}
.why:after{
  content:"";
  position:absolute;
  width:170px;
  height:170px;
  border-radius:50%;
  right:-70px;
  top:-80px;
  background:rgba(242,184,75,.12);
}
.why h3{
  color:var(--blue);
  font-size:22px;
  margin-bottom:17px;
  position:relative;
  z-index:1;
}
.benefits{
  list-style:none;
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:13px 28px;
  position:relative;
  z-index:1;
}
.benefits li{
  display:flex;
  gap:11px;
  align-items:flex-start;
  font-size:15.5px;
}
.check{
  flex:0 0 23px;
  width:23px;
  height:23px;
  display:grid;
  place-items:center;
  border-radius:50%;
  background:var(--blue);
  color:#fff;
  font-size:13px;
  font-weight:bold;
  margin-top:2px;
}
@media(max-width:800px){
  .ibps-wrap{margin:20px auto;padding:0 12px 30px}
  .section-card{padding:22px 18px;border-radius:17px}
  .benefits{grid-template-columns:1fr}
  .heading h2{font-size:23px}
}
@media(max-width:600px){
  .table-wrap{border:0;overflow:visible}
  .process-table,.process-table thead,.process-table tbody,
  .process-table th,.process-table td,.process-table tr{display:block}
  .process-table thead{display:none}
  .process-table tr{
    background:#fff!important;
    border:1px solid var(--line);
    border-radius:13px;
    margin-bottom:12px;
    overflow:hidden;
  }
  .process-table td{
    border:0;
    border-bottom:1px solid #edf2f6;
    padding:11px 14px 11px 44%;
    position:relative;
    min-height:46px;
  }
  .process-table td:last-child{border-bottom:0}
  .process-table td:before{
    content:attr(data-label);
    position:absolute;
    left:14px;
    top:11px;
    width:35%;
    color:var(--muted);
    font-weight:700;
    font-size:12px;
    text-transform:uppercase;
    letter-spacing:.3px;
  }
  .stage-pill{font-size:12px}
  .why{padding:23px 19px}
}

.ibps-content{
  max-width:1180px;
  margin:40px auto;
  padding:0 20px 50px;
}
.block{
  background:#fff;
  border:1px solid #e1e9f0;
  border-radius:22px;
  padding:30px;
  box-shadow:0 12px 35px rgba(9,47,85,.07);
  margin-bottom:24px;
}
.title{
  display:flex;
  align-items:center;
  gap:14px;
  margin-bottom:25px;
}
.title-icon{
  width:48px;height:48px;
  display:grid;place-items:center;
  flex:0 0 48px;
  border-radius:14px;
  color:#fff;
  background:linear-gradient(135deg,var(--blue),var(--navy));
  box-shadow:0 7px 17px rgba(23,104,178,.2);
  font-size:21px;
}
.title h2{
  color:var(--navy);
  font-size:27px;
  line-height:1.25;
}
.title h2 span{color:var(--blue)}
.strategy{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:18px;
}
.phase{
  position:relative;
  overflow:hidden;
  background:linear-gradient(180deg,#fff,#f7fbfe);
  border:1px solid var(--line);
  border-radius:17px;
  padding:24px 21px 22px;
  transition:transform .25s ease,box-shadow .25s ease,border-color .25s ease;
}
.phase:hover{
  transform:translateY(-5px);
  border-color:#b9d5ea;
  box-shadow:0 14px 28px rgba(23,104,178,.12);
}
.phase-number{
  width:38px;height:38px;
  display:grid;place-items:center;
  border-radius:11px;
  color:#fff;
 background-color: #ea001e;
  font-weight:800;
  margin-bottom:15px;
}
.phase h3{
  color:var(--navy);
  font-size:18px;
  margin-bottom:9px;
}
.phase h3 span{color:var(--blue)}
.phase p{font-size:14.5px;color:var(--muted)}
.phase:after{
  content:"";
  position:absolute;
  width:100px;height:100px;
  border-radius:50%;
  right:-45px;bottom:-48px;
  background:#e9f4fc;
}
.faq-title{
  margin-bottom:20px;
}
.faq-title h2{
  color:var(--navy);
  font-size:26px;
}
.faq-title p{
  color:var(--muted);
  font-size:14px;
  margin-top:3px;
}
.faq-list{
  display:grid;
  gap:12px;
}
.faq{
  border:1px solid var(--line);
  border-left:5px solid var(--blue);
  border-radius:12px;
  background:#fff;
  overflow:hidden;
  transition:.2s ease;
}
.faq:hover{
  box-shadow:0 8px 20px rgba(9,47,85,.07);
  border-color:#c7d9e8;
}
.faq summary{
  list-style:none;
  cursor:pointer;
  padding:18px 48px 18px 20px;
  color:var(--navy);
  font-weight:800;
  font-size:15px;
  position:relative;
}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{
  content:"+";
  position:absolute;
  right:18px;
  top:12px;
  font-size:25px;
  font-weight:400;
  color:var(--blue);
}
.faq[open] summary:after{content:"−"}
.faq[open] summary{
  background:#f6faff;
  color:var(--blue);
}
.answer{
  padding:0 20px 18px;
  color:#536a80;
  font-size:14px;
  line-height:1.7;
}
.answer strong{color:var(--navy)}

@media(max-width:850px){
  .strategy{grid-template-columns:1fr}
}
@media(max-width:600px){
  .ibps-content{margin:20px auto;padding:0 12px 30px}
  .block{padding:22px 17px;border-radius:17px}
  .title h2,.faq-title h2{font-size:22px}
  .title-icon{width:42px;height:42px;flex-basis:42px}
  .faq summary{padding:16px 43px 16px 15px}
  .answer{padding:0 15px 16px}
  .cta{display:block;padding:22px}
  .cta a{margin-top:14px}
}

.course-section {
    padding: 20px 8%;
}

.course-section h2 {
    text-align: center;
    color: #06427d;
    font-size: 42px;
    margin-bottom: 30px;
}

.course-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
}
section.course-section h1 {
    text-align: center;
}
.course-grid a
 {
    color: #fff;
   
}

.course-box {
    background: #ea001e;              /* BOX BACKGROUND */
    color: #ffffff;               /* TEXT COLOR */
    border: 2px solid red;
    border-radius: 14px;
    height: 80px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 22px;
    font-weight: 600;
    transition: 0.3s ease;
}

/* Hover Effect */
.course-box:hover {
    background: #c00000;
    border-color: #c00000;
    transform: translateY(-3px);
}

/* Mobile */
@media (max-width: 768px) {
    .course-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 12px;
    }

    .course-box {
        height: 65px;
        font-size: 17px;
    }

    .course-section h2 {
        font-size: 30px;
    }
}

@media (max-width: 480px) {
    .course-grid {
        grid-template-columns: 1fr;
    }
}

/* Stats Section */
.stats-section {
    width: 100%;
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    background: #1f2e4e;
    margin: 0;
    padding: 0;
}

.stat-box {
    min-height: 180px;
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: center;
    text-align: center;
    padding: 25px 15px;
    border-right: 1px solid rgba(255,255,255,0.25);
    box-sizing: border-box;
}

.stat-box:last-child {
    border-right: none;
}

.stat-icon {
    font-size: 38px;
    color: #ffffff;
    margin-bottom: 5px;
    line-height: 1;
}

.stat-box h2 {
    margin: 5px 0;
    color: #ffffff;
    font-size: 30px;
    font-weight: 700;
    line-height: 1.2;
}

.stat-box p {
    margin: 5px 0 0;
    color: #ffffff;
    font-size: 20px;
    font-weight: 400;
    line-height: 1.4;
}

/* Tablet */
@media (max-width: 991px) {
    .stats-section {
        grid-template-columns: repeat(2, 1fr);
    }

    .stat-box:nth-child(2) {
        border-right: none;
    }

    .stat-box:nth-child(1),
    .stat-box:nth-child(2) {
        border-bottom: 1px solid rgba(255,255,255,0.25);
    }
}

/* Mobile */
@media (max-width: 575px) {
    .stats-section {
        grid-template-columns: 1fr;
    }

    .stat-box {
        min-height: 150px;
        border-right: none;
        border-bottom: 1px solid rgba(255,255,255,0.25);
    }

    .stat-box:last-child {
        border-bottom: none;
    }

    .stat-box h2 {
        font-size: 25px;
    }

    .stat-box p {
        font-size: 17px;
    }
}